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You can reach the Private Student Loan Relief Helpline by calling: 1-866-530-9946.

While this company does charge a fee for their service, talking to them over the phone is free, and you should be able to get at least some basic information from their experts without having to spend any money.

In most countries, the man may offer to pay the bill but he wouldn't automatically be offended if the woman suggested splitting the bill, or paying for the drinks or some other aspect of the ‘date', such as cinema or theatre tickets.

In France, Germany and Belgium, it's common for the man to ask a woman out, but in Switzerland, the men can be a little reserved so women might want to give them a nudge.

I am a recovering nice guy who realized that modern culture has it backwards.In 2016, there are literally hundreds of companies offering to consolidate private student loans, but before you choose to consolidate your private student loan debt, make sure to take this important fact into account: many of the companies offering low interest consolidation programs are a total scam.This is especially true many of the smaller, mom and pop type companies you’ve never heard of, but who will contact you offering to refinance and consolidate your loans at a low interest rate, no matter how poor your credit score might be.In Germany and Switzerland, however, punctuality is highly valued so if one of you rolls up late, your date will be off to a bad start.

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French and Spanish men may seem a little OTT, showering a woman with compliments.My favorite company in the industry is the Private Student Loan Relief Helpline, which is a group of student loan servicers focused entirely on private debt (not Federal or Government loans).

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