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In the above clip, Heather Allen, an Attorney who works for the FTC, in the Division of Financial Practices, explains that per the FTC’s report, debt buyers verify disputes about 50% of the time.
The full video can be viewed here: Length Source: United States Federal Trade Commission, The report states: “The information submitted in the study further provides insight into debt buyers’ verification of debts that consumers have disputed.
Which leads me to another consideration you should make: there is no time limit on how long a collection agency or junk debt buyer has to provide you with debt validation.
The collection agency or junk debt buyer can respond to a validation request years later.
I hope you find them to be informative and relevant.
I explain them in detail at the end of this article.One, if they feel that you are uncollectable, they may not find it personally beneficial to bother with validating the account.